- lending ratio
- кредитный коэффициент: соотношение между депозитами и кредитами.
Англо-русский экономический словарь.
lending ratio
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Lending Club — Infobox Company company company name = LendingClub.com company type = Private foundation = 2006 key people = Renaud Laplanche, CEO industry = Personal finance, Software location = Sunnyvale, California products = person to person lending revenue … Wikipedia
lending multiple — The ratio of a bank s deposits to its highly liquid assets. In the UK housing market, a multiple of the borrower s income used to calculate the maximum amount that will be lent on a mortgage … Big dictionary of business and management
Net Stable Funding Ratio — During the 2007 banking crisis, banks such as Northern Rock in the UK, and US investment banks such as Bear Stearns and Lehman Brothers suffered a bank run and/or collapsed, due to their over reliance on short term wholesale funding from the… … Wikipedia
Predatory lending — describes unfair, deceptive, or fraudulent practices of some lenders during the loan origination process. While there are no legal definitions in the United States for predatory lending, an audit report on predatory lending from the office of… … Wikipedia
Consumer leverage ratio — is a term popularized by William Jarvis and Dr. Ian C MacMillan in a series of articles in the Harvard Business Review and refers to the ratio of total household debt, as reported by the Federal Reserve System to disposable personal income, as… … Wikipedia
Loan-To-Value Ratio - LTV Ratio — A lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage. Typically, assessments with high LTV ratios are generally seen as higher risk and, therefore, if the mortgage is accepted, the… … Investment dictionary
Loan-to-value ratio — The loan to value (LTV) ratio expresses the amount of a first mortgage lien as a percentage of the total appraised value of real property. For instance, if a borrower borrows $130,000 to purchase a house worth $150,000, the LTV ratio is… … Wikipedia
Debt-to-income ratio — A debt to income ratio (often abbreviated DTI) is the percentage of a consumer s monthly gross income that goes toward paying debts. (Speaking precisely, DTIs often cover more than just debts; they can include certain taxes, fees, and insurance… … Wikipedia
Problem Loan Ratio — A ratio in the banking industry that denotes the percentage of problem loans to sound ones. The problem loan ratio is ultimately a measure of the health of the banking and lending industries and the economy. A higher ratio means a greater number… … Investment dictionary
Loan-To-Deposit Ratio - LTD — A commonly used statistic for assessing a bank s liquidity by dividing the banks total loans by its total deposits. This number, also known as the LTD ratio, is expressed as a percentage. If the ratio is too high, it means that banks might not… … Investment dictionary
No-Ratio Mortgage — A mortgage program in which a borrower s income isn t used or reported in qualifying the borrower for the mortgage under the standard debt to income ratio requirements. The loan is usually made based on the borrower s down payment, credit score… … Investment dictionary
